After the Holidays: Hardcore Ways to Get Your Budget Back on Track
From no-spend challenges to debt payoff strategies, here’s how to reset your finances.
Money Minute
12 posts
Money Minute: Some Tough Love Concerning Vacations
Vacations are important for our mental and physical well-being. However, most people spend large sums of money on vacations without first investing in their own financial futures or ensuring that they are prepared for financial emergencies.
It's That Time Again! Tax Season 2025: New Jersey Edition
Tax season is a stressful time of year for many. However, help is available both online and in person to assist you in filing personal and business income taxes.
Women and Finance
Women make up approximately half of the workforce. Women-owned businesses are growing faster than their male counterparts. However, females still lack financial literacy. Within recent years there has been a public emphasis on making women financially savvy.
Don't Fall Prey to Valentine's Day
Valentine's Day can make or break a relationship should one party not fulfill the romantic expectations of the other. However, Valentine's Day is a social construct and many fall prey to the economic expectations, or at the very least, feel guilty if they cannot give or receive this form of romance.
The 52-Week Money Challenge
The 52-Week Money Challenge is the perfect way to jumpstart a savings journey for the year. This savings strategy is easy to follow using the chart. A final outcome of $1,378 after 12 months is a nice reward for having the discipline to save.
Analyze Your 2024 Financial Habits
It's time to reflect on the year 2024, with regard to your finances. Consider not only your actions but also your mindset. Do you want your 2025 to be the same as your 2024? When you consider your 2024, financial habits, there are some pertinent questions to ask yourself.
Living the Nguzo Saba: Seven Principles of Kwanzaa
Kwanzaa is derived from the Swahili phrase 'matunda ya kwanza' meaning 'first fruits' of the harvest. It contains cultural elements and practices of various African nations and ethnicities. The key element of this seven-day holiday is the Nguzo Saba.
Consider Alternative Holiday Gift Giving
As a long-time financial literacy and certified entrepreneurship educator, I consider it my duty to inform the masses that you do not have to succumb to the pressures of holiday marketing and advertising.